Payment shown above is calculated based upon the individual home’s base price and does not include options, upgrades and lot premiums and a full-term 30-year standard FHA loan with an interest rate of 5.375% (5.908% Annual Percentage Rate) and a 3.5% down payment. Payments include principal and interest, and escrows for estimated property taxes and homeowners insurance, but may not include other payments such as homeowners' association dues or private mortgage insurance. Featured homes are subject to sale or withdrawal at any time. Terms, prices, and availability of individual homes and loan programs are subject to change or withdrawal without notice or obligation. Loans and loan qualification are subject to additional terms and conditions, and may require payment of fees or discount points. Loans offered to qualified borrowers through CTX Mortgage Company, LLC ("CTX"), 2728 N. Harwood, Dallas, TX 75201, which is an affiliate of Centex Homes. Buyer may be responsible for paying some closing costs and reserves. See a Centex Homes sales consultant for details. This material shall not constitute a valid offer in any state where prior registration is required or if void by law. Photographs and drawings are for illustrative purposes only and are not necessarily intended to be an actual representation of any particular community, neighborhood, or the completed improvements being offered. For further information and licensing disclosures for CTX, please see http://www.centex.com/legal.aspx#licensing. ©2009 Centex Homes. All rights reserved.